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Ghana's Trusted Savings Platform

Save Today.
Earn Daily.
Withdraw Weekly.

Lock your savings for 63 or 91 days and watch your money grow. Business owners put your funds to work and you earn a guaranteed share of the profits.

Secured Savings
Weekly Payouts
12,400+ Savers
Your Savings Balance
GHS 4,820.00
+GHS 192.80 earned this week
📈
Up to 98.9%
Return on savings
🔒
63 to 91 Days
Flexible lock-in
💸
Every 7 Days
Profit paid weekly
🤝
5%+ Commission
Referral rewards
Simple Process

Earn in 4 Easy Steps

No investment experience needed. Lock your savings, earn weekly, withdraw when your term ends.

01
📝
Create Account
Sign up with your name, phone, and email. Your account is ready in under 2 minutes.
02
💰
Deposit via Paystack
Send any whole amount from GHS 10 via Paystack. Funds are locked and put to work immediately.
03
📊
Earn Daily Interest
Your interest is calculated every day and credited to your balance every 7 days automatically.
04
🏦
Withdraw Profits
Withdraw weekly profits anytime. Capital unlocked after 63 or 91 days. 7% service fee applies.
Investment Packages

Six Packages. One Goal — Your Wealth.

Choose the package that matches your savings power. Interest is calculated daily and paid every 7 days. Max 2 investments per package per account (Crown: max 4). Max 4 investments total per account.

🥈Silver
GHS 10 — GHS 100
50%/week
Start your savings journey with guaranteed weekly returns.
GHS 10 → GHS 5/week  |  GHS 100 → GHS 50/week
  • 50% weekly return
  • Weekly profit payout
  • 63 or 91 day lock-in
  • Max 2 investments in this package
🥇Gold
GHS 101 — GHS 400
56%/week
More savings, more returns. A great step up for active savers.
GHS 200 → GHS 112/week  |  GHS 400 → GHS 224/week
  • 56% weekly return
  • Weekly profit payout
  • 63 or 91 day lock-in
  • Max 2 investments in this package
💎Platinum
GHS 401 — GHS 999
58%/week
Mid-tier power — serious weekly earnings for dedicated savers.
GHS 500 → GHS 290/week  |  GHS 999 → GHS 579.42/week
  • 58% weekly return
  • Weekly profit payout
  • 63 or 91 day lock-in
  • Max 2 investments in this package
🏆Elite
GHS 2,000 — GHS 4,900
77%/week
High-performance returns for committed, serious investors.
GHS 2,000 → GHS 1,540/week  |  GHS 4,900 → GHS 3,773/week
  • 77% weekly return
  • Weekly profit payout
  • Capital re-lock bonus
  • Max 2 investments in this package
👑Crown
GHS 5,000 and above
98.9%/week
The pinnacle of savings. Near-double returns every single week.
GHS 5,000 → GHS 4,945/week  |  GHS 10,000 → GHS 9,890/week
  • 98.9% weekly return
  • Weekly profit payout
  • Max 4 investments allowed
  • Maximum referral commissions
📋 Investment Rules: Max 2 investments per package per account. Crown package: max 4. Total investments per account: max 4. You may combine different packages.
Lock-In Terms

Choose Your Savings Period

Lock in for 63 days (minimum) or 91 days (maximum). Keep your capital locked for bonus rewards.

63
MINIMUM TERM
63-Day Plan
Your savings are locked for 63 days. After this period, you may withdraw your capital. Your interest is paid every 7 days throughout the term. Requires minimum 4 referrals to unlock capital.
🎁 +3% Re-lock BonusKeep your capital locked after 63 days and earn an extra 3% added to your interest rate permanently.
91
MAXIMUM TERM
91-Day Plan
Lock in for the full 91-day term for the maximum bonus reward. Capital may be withdrawn after 91 days. Interest paid weekly. Requires minimum 6 referrals to unlock capital.
🎁 +10% Re-lock BonusKeep your capital locked after 91 days and earn an extra 10% on top of your base interest rate permanently.
Referral Programme

Earn More by Referring Friends

Grow your income by inviting others. The more you refer, the bigger your rewards.

ReferralsYour InvestmentOne-time BonusWeekly % from ReferralsNotes
1 to 3GHS 10 to 300+15%1.5% every 7 daysOn confirmed deposit
1 to 7GHS 301 to 700+17%1.8% every 7 daysOn confirmed deposit
1 to 13GHS 701 to 1,100+18.5%2% every 7 daysOn confirmed deposit
14 to 17GHS 1,101 to 2,000+19.6%3.1% every 7 daysOn confirmed deposit
1 to 20GHS 2,000 and above+22%3.3% every 7 daysOn confirmed deposit
8+ (each set)Referrals saved GHS 100++45% once5% every 7 days per referralYou must also invest GHS 200+
All referral weekly earnings are based on your referral's invested amount. 5% (or tier rate) is paid every 7 days matching their payout cycle. Referral must invest GHS 100 or more to count toward the 8-referral milestone.
Common Questions

Frequently Asked Questions

Ready to Grow Your Savings?

Join 12,400+ Ghanaians already earning consistent weekly profits with ApexFlow Partners. Start with as little as GHS 10.

Overview
Withdraw: 100%
Total Balance (Earnings + Capital)
GHS 0.00
Earnings this week: GHS 0.00
Total Invested
GHS 0
0 investments
Total Earned
GHS 0
Referral Earnings
GHS 0
Active Investments
0

My Active Investments

NameAmountRateTermDays LeftWeekly ProfitStatus

My Investments

This Week
GHS 0
This Month
GHS 0
All Time
GHS 0

Earnings History

DateInvestmentAmountRateType
⚠️ 7% service fee applies to all withdrawals. Payment is processed within 24 business hours after admin approval.

Request Withdrawal

Enter an amount to see fee breakdown.

My Withdrawal Requests

DateAmountFee (7%)Net AmountNetworkStatus

Full Transaction History

DateTypeDescriptionAmountBalance After
0
Total Referrals
GHS 0
Referral Earnings
3 more needed
To reach 8-referral milestone

My Referrals

NameJoinedInvestedYour Weekly EarnStatus

Personal Information

Security

🔒 To reset your password, contact admin via WhatsApp or email with your registered name and phone number. The admin will verify your identity and help you regain access.

Dashboard Overview

Withdraw Limit: 100%
Total Customers
12,408
+43 today
Total Savings Locked
GHS 4.82M
+GHS 124K this week
Pending Withdrawals
2
Click to review requests
Withdrawal Limit
100%
Click to change limit

Recent Activity

● Live
CustomerActionAmountTime
Tier Breakdown
Term Split
58%
63-Day
42%
91-Day

All Customers

NameEmailPhoneInvestmentsTotal SavedJoinedStatus
Active Investments
3,841
Maturing This Week
142
Avg. Investment
GHS 1,254

All Investments

CustomerNameAmountRateTermStartedDays LeftWeekly ProfitStatus
Pending
2
Approved Today
14
Total Today (GHS)
91,400

Withdrawal Requests — Click a row to review

CustomerPhoneNetworkAmountFeeNet PayTypeRequestedStatus
Approving a withdrawal triggers a Paystack payout to the customer's mobile money account. The customer is notified that payment will be processed within 24 business hours.

🎛️ Global Withdrawal Limit Control

Set the maximum percentage of available balance customers can withdraw in a single day. Select 0% to temporarily pause all withdrawals.

✓ Current limit: 100% (full withdrawals active)
When limit is set below 100%, customers will see: "Due to high withdrawal volume, you can only withdraw [X]% of your available balance today to ensure we process everyone's withdrawal faster."
Total Interest Paid
GHS 1.94M
This Week
GHS 248K
Platform Share
GHS 320K
Referral Paid Out
GHS 84K

Weekly Payout Schedule

CustomerInvestmentAmountRateWeekly EarnNext PayoutStatus
Total Referrers
4,820
8-Milestone Earners
312
Referral Paid Out
GHS 84,200

Top Referrers

CustomerReferralsMilestoneWeekly EarnTotal Earned

🔐 Security

💳 Platform Settings

📧 Notifications

New Registration
New Deposit
Withdrawal Request
Referral Milestone

⚙️ Interest Rate Tiers

GHS 10 to 100 (Silver)50%/wk
GHS 101 to 400 (Gold)56%/wk
GHS 401 to 999 (Platinum)58%/wk
GHS 1,000 to 1,999 (Diamond)69%/wk
GHS 2,000 to 4,900 (Elite)77%/wk
GHS 5,000+ (Crown)98.9%/wk
To change rates, contact your developer. Changes affect new investments only.

📝 Editable Site Content

Change these values and click Save. Customers see the updates immediately.

🔒 Security Status: Firebase Auth encrypts all passwords using industry-standard algorithms (same used by Google, Twitter). Paystack is PCI-DSS Level 1 certified — the highest payment security. Customer passwords are never stored in your HTML file. Keep your admin password private and never share your Paystack Secret Key.

📦 Package Limits and Rules

Set the maximum number of active investments allowed per package per customer account.

📜 Terms of Service Editor

Edit your Terms of Service directly below. Customers see this when they click "Terms of Service" in the footer.

💳 Paystack Payment Settings

⚠️ NEVER paste your Secret Key here. It must only be used in your Firebase backend (Cloud Functions).
🔑 Get your live keys from: dashboard.paystack.com → Settings → API Keys
Done
ApexFlow Partners — Terms of Service

Terms of Service

Last updated: January 2026

1. Acceptance of Terms

By registering and using ApexFlow Partners, you agree to these Terms of Service in full. If you disagree with any part, you must not use this platform.

2. Investment Packages

ApexFlow Partners offers six savings packages (Silver, Gold, Platinum, Diamond, Elite, Crown). Weekly returns are as stated on the website and are subject to change with prior notice via our Telegram channel.

3. Withdrawals

A 7% service fee applies to all withdrawals. Withdrawals are processed within 24 business hours after admin approval. Capital withdrawal after the lock-in period requires the minimum number of referrals as stated per plan.

4. Referral Programme

Referral bonuses are awarded when your referred member successfully registers and makes a deposit. Fraudulent referrals will result in account suspension without refund.

5. Account Security

You are responsible for maintaining the confidentiality of your password. ApexFlow Partners will never ask for your password. Report suspicious activity immediately via Telegram: @brown_godson.

6. Limitation of Liability

ApexFlow Partners is not liable for losses arising from market conditions, incorrect payment details provided by the customer, or delays caused by mobile money network issues.

7. Termination

We reserve the right to suspend or terminate accounts found to be engaging in fraudulent activity, chargebacks, or violations of these terms.

8. Contact

For any questions or disputes, contact us via Telegram: @brown_godson